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Questions & Answers

Weekly questions and answers about trending real estate related topics, here in North County, San Diego.

Found 8 blog entries about Questions & Answers.

Friday April 12th, 2019 - © Keeping Current Matters, Inc.

Highlights:

  • The average down payment for first-time homebuyers is only 6%!
  • Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate!
  • 88% of property managers raised their rents in the last 12 months!
  • The average credit score on approved loans continues to fall across many loan types!

 

 

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Often mistaken for an advertised scam, this bill is real.

All new homeowners receive a supplemental tax bill, separate from all other property tax bills within 6-12 from the date of the home purchase. Since this bill is only generated once, it is sent directly to homeowners for payment. Even if monthly mortgage payments contribute to an impound or escrow account and the mortgage company pays the property taxes directly, homeowners are still responsible for paying this supplemental tax bill separately. In most cases, mortgage companies will not even receive this special bill.

Here is the tax assessor’s brief video on how this special bill is calculated as well as a more detailed description.   

Anytime a property is sold to a new owner or

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Los Angeles Times 01/11/14 • Robert J. Bruss

One of the last things most home buyers think about is how to take title to their new house.

It's best to consult a real estate attorney before deciding but, unfortunately, most homeowners don't do that.

To help with the decision, here are the pros and cons of the five most common ways to hold title to your home:

1. Sole ownership
If you are single, one way to hold title to your home is in your name alone. This method is also called ownership in severalty.

When a married person takes title to real property in his or her name alone in sole ownership, the spouse is usually asked to sign a quitclaim deed giving up any ownership interest in the property.

This might be done, for

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