2052 Montgomery Avenue, Cardiff By The Sea

$4,645,000

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6 Beds
4 Baths
3,644 Sqft
.11 Acre
2 Garages

Stunning new construction in Cardiff’s iconic Walking District! 2052 Montgomery Ave blends sophisticated coastal style with spacious modern living and panoramic ocean views. This thoughtfully designed 4 bedroom, 3 bathroom, 2553 SF home showcases refined architectural details and top-tier craftsmanship throughout. Glass doors open to a spacious view deck, while a private rooftop deck elevates the experience with even more spectacular coastal panoramas. At the heart of the home is a chef’s kitchen that blends style and function with striking natural stone countertops, custom wood cabinetry, built-in panel appliances, and a massive island with bar seating. The wide-open layout flows seamlessly into the dining area and living room, creating a light-filled, contemporary space with clean lines, warm finishes, and plenty of room to entertain. A beautifully appointed 2 bedroom, 1 bath detached, 1091 SF ADU adds flexibility—ideal for extended family, guests, rental income, or a private work-from-home space. The ADU also features its own expansive outdoor rooftop deck, creating an elevated sense of independence and comfort. With a finished 2-car garage, drought-tolerant landscaping, and exceptional attention to detail throughout, every inch of this property reflects quality craftsmanship and thoughtful design. Located just blocks from Cardiff’s charming town center, you’re minutes from Seaside Market, gourmet dining, boutique shopping, and some of North County’s best beaches and surf breaks. Whether you're grabbing morning coffee, biking the coast, or watching the sun dip into the Pacific, this home places you at the center of it all. A rare opportunity to own a brand-new, ocean-view property in one of San Diego’s most sought-after coastal communities.

Essential Information

MLS® #
NDP2508848
Price
$4,645,000
Bedrooms
6
Bathrooms
4.00
Full Baths
4
Square Footage
3,644
Acres
0.11
Year Built
2025
Type
Residential
Sub-Type
Single Family Residence
Status
Active

Community Information

Address
2052 Montgomery Avenue
Area
92007 - Cardiff By The Sea
City
Cardiff By The Sea
County
San Diego
Zip Code
92007
Community Features
Curbs
Senior Community
N

Amenities

Parking Spaces
2
Parking
Garage
# of Garages
2
Garages
Garage
View
Ocean
Pool
None

Interior

Fireplace
Yes
Fireplaces
Living Room
# of Stories
2
Stories
Two

Appliances

Dishwasher, Disposal, Gas Oven, Refrigerator, Gas Cooking, Range Hood, SixBurnerStove

Cooling

Ductless, ENERGY STAR Qualified Equipment, High Efficiency

Exterior

Lot Description
ZeroToOneUnitAcre

School Information

District
San Dieguito Union

Additional Information

Date Listed
September 9th, 2025
Days on Market
87
Zoning
R-1:SINGLE FAM-RES

Listing Details

Agent
David Miller
Office
Swell Property
Property History
Price Reduced from $4,795,000 to $4,645,000

LISTING MAP

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Based on information from California Regional Multiple Listing Service, Inc. as of December 5th, 2025 at 8:25pm PST. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.